Money worries and mental health - Every Mind Matters

Most people think writing a will “handles everything.” It doesn’t. Debt doesn’t die when you do. Mortgages follow the property, not the person. Without a plan, the court steps in. That means delays, legal fees, and decisions your family may not agree with. A will gives instructions — but probate is still the gatekeeper. A properly structured trust changes the game. It keeps the home out of court, speeds up the transfer, and reduces unnecessary costs at the worst possible time. This isn’t about f