We’re Not Behind. We’re In Formation. In today’s training, I shared a statistic that stops people in their tracks: About 70% of white families who own real estate have some form of asset protection or estate planning. Roughly 70% of Black homeowners do not. Context matters. Black families have only had meaningful access to homeownership and real estate wealth for about the last 50 years due to redlining, predatory lending, and systemic exclusion. This is not a failure. This is history. The brigh