Homeowners insurance is set to get more expensive again in 2026, and the jump will not be random. Insurers are recalculating what it really costs to rebuild your house, how likely it is to be damaged, ...

When you apply for a mortgage, the lender will likely require homeowners insurance before funding your loan. This insurance helps protect their investment if something unexpected damages or destroys ...

Whether termed “climate change” or “extreme weather,” an increasingly unstable environment is damaging homes and other property at an accelerating pace faster than observed in decades. The magnitude ...

Forbes contributors publish independent expert analyses and insights. Terri Williams is a journalist covering housing trends. It comes as no surprise that if you plan on purchasing a house, you’ll ...

In 2024, 6.1 million American homeowners skipped home insurance, according to the Consumer Federation of America. Without coverage, they risk paying tens of thousands of dollars out of pocket for ...

Homeowners in almost every corner of the U.S. are having to pay higher annual insurance premiums, worsening the struggle to find affordable housing, according to a major study released today by the ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Florida is one of the most expensive states for homeowners insurance, largely due to the heightened risk of hurricanes, floods and other severe weather. Annual premiums in the state averaged $5,409 in ...

Homeowners insurance in New Jersey averages about $1,200 a year for $300,000 in dwelling coverage. That's a lot less than the national average of $2,341, but still an increase of more than 15% since ...