Only one in four Americans has a credit score above 800, which is considered exceptional, according to industry data.

In July 2025, the Federal Housing Finance Agency (FHFA) adopted the use of VantageScore 4.0 in addition to Classic FICO. 1 This study analyzes the impact of introducing a dual credit score ...

Here's the average credit score for Americans in their 50s, what it means for your finances, and how to strengthen your profile before reaching retirement.

Drivers with good credit pay about 43% less for car insurance compared to people with poor credit. Stronger credit can help you qualify for lower security deposits and better rental terms. Premium ...

The average U.S. credit score slipped nationwide, largely due to the resumption of federal student loan delinquency reporting on U.S. consumers’ credit reports, according to FICO. The scoring agency ...

A woman walking into a house for sale - The Good Brigade/Getty Images When reading tips for first-time home buyers, it's fun to dream about things like modern kitchen designs and hardwood floors. (You ...

Big news for me this week… I checked my credit score and it's now sitting at 840! That means I'm just 10 points away from hitting the elusive perfect 850. Only about 1.5% of Americans ever see that ...

Discover why your U.S. credit score might not influence financial decisions abroad. Learn what you can do to establish good ...