Maxing out a credit card once can ding your score and flexibility, but the damage is usually temporary if you act fast.

Accredited Debt Relief reports that higher credit card limits can lead to overspending and increased debt; managing limits ...

I pay for almost everything with credit cards, which I pay in full every month to avoid interest. I have done that for as long as I remember. I use them for convenience and reward points. A couple ...

Not using a credit card regularly can cause the card to become inactive. If a credit card issuer deems your account to be inactive, it may close the account. Closing an inactive credit card account ...

Beverly is a writer, editor, and paralegal specializing in personal finance and tax law. She covers personal financial and legal topics, as well as tax breaks, tax preparation software, and tax law ...